Categorie: expats


real estate agent the hagueFree consult?

Real estate agent in The Hague to help you buy your dream home? Or to buy in Scheveningen or one of the other beautiful neighborhoods in The Hague? At a fixed rate your dream house in Den Haag purchases with the help of our real estate broker’s.

Also fine : we work on the basis of no cure no pay, no house, no costs.

Why a buying agent, to enable?

With a buying agent of our office you are an expert on your side representing your interests to focus on the retina. Even though the selling agent still so friendly and attentive, it is a partisan person. After all, the selling party is the client and pays his or her invoice. You may feel free to assume the situation that the command is to achieve the highest possible yield for the seller to realize.

You will in most cases compared to a well trained professional. Usually this is also a member of a venue such as the NVM or VBO. This person is everyday with the buying and selling of homes active and you probably don’t. The expertise and expertise of a broker to ensure a lead in the process. Also negotiation is a daily activity.

We know how the game is played in The Hague, and can provide you hassle-free guide with the purchase of a home or apartment.

Where should I look for when buying a house in The Hague

At the time that a suitable property will it is useful to consultation. We can be your extra pair of eyes and from a distance we can preliminary research. Certainly when time pressure is present. We can also accompany you during the tour of your potential future home. We know where to look and can provide relevant business wise.

During the buying process of your home, you can choose to have the property physically inspected. With a report in hand you will know even more precisely what you are buying. Especially for older homes, or with a specific situation, this may be advisable. Think in this last example, the notorious Kwaaitaal and Mantavloeren. Also comply with the conduct of a technical survey to your research duty as a buyer.

Asking prices and selling prices

That are of course two different concepts. On Funda, you can see what a property is asked for, only it is much more interesting to know what the actual selling prices are. You can also only determine what the value of a house.

Of course, you can decide to pay a premium on top of the value to the house to get hold of, only then is that a conscious choice. Haphazardly make a bid is not wise. We will inform you about the value of a home.

Advice and strategy

As soon as your dream home is in the picture, we will help you with the preparation of a purchase recommendation. We will take with you the following topics :

  • Discuss appraised value;
  • The state of affairs of any HOA (homeowners’ Association);
  • Home inspection regarding the structural condition of the property;
  • Legal check and situation;
  • Acquisition strategy for the best negotiation result.

Independent buying agent

We work independent of the seller or his broker, and can do this because we, for example, no homes are selling. The only guidance we provide. We are also not emotionally involved in your property and you will therefore honestly advise you on all relevant aspects.

Local real estate agent or national agent

In practice, buyers have to compare a buying agent the choice between a local or national broker. We work nationwide and find that fine work. With the so-called ‘big data’, we can press away all rational research into the value of a home. It is not necessary to know which brand lamppost in the district is used.

We can also during the visits the chat pot skip, and can invest time to information about the property to identify and, to the heart of the matter.

Also we believe it is especially pleasant that we are independent of local real estate agents can work. We come together not on the football or tennis club and have no personal relationship to maintain. This is purely and strictly business focused on your interest.

Fixed fee estate agent

We have a fixed affordable rate of € 1,750 for the purchase. That is a rate including VAT and without variable component. In addition, we work on the basis of no cure no pay. That makes your interests-our interests. Runs a purchase piece during the price negotiations then you have no costs.

Rate control contract

Would you like a part of the procurement process and do it yourself? That is also possible. So, we can press the key moments in the buying process to watch. We do this also, for example, if only the concept purchase agreement is wish to take and discuss. The rate for this is € 275 euro.

Popular neighborhoods in The Hague

Den Haag is in terms of population, the 3rd largest city in the Netherlands. If you have any doubts about living in Den Haag, spend especially a visit to “het Plein” and walk a lap of the Binnenhof you have to!

Free quickscan

Do you have a house in Den Haag and would you just discuss about this property? Please call or send us a message with the address of this house. We will contact you to discuss your requirements and we will do a free of charge preliminary investigation of the property.

Response within 24 hours.
Often sooner.
We work nationwide
Visit at home free of charge.
All your information is 100% safe and secure.
We care about your privacy.

For having an indication of your future mortgage payments please contact us.


More information?

home inspection amsterdam

 

Home inspection buying house Amsterdam, report within 48 hours

A home is one of the most important purchases one will ever make.  We can organise a home inspection report for buying a house in Amsterdam. This report is written in English. Buying a house in Amsterdam, Rotterdam or The Hague? Our inspection company works nationwide.

Why should I want a building inspection report?

Basically because you’re taking a huge risk if you don’t. A home inspection may reveal hidden defects that you might not see with the untrained eye. The more you know about your future home, before settling on a price and closing the deal, the better.

If you don’t organise a pre-purchase home inspection, and you find out later that your property is having a lot of problems, you’ll be responsible to fix those faults. That can result in a large gap in your saving account.

This home inspection provides you information regarding the technical condition of the house and it’s structures. This assessment will also prevent you from shortcomings and defects.

To give you the service you really need when buying a house, our inspection company has developed an English technical inspection report. In most cases they can also provide an inspector with good knowledge of the English language, so that you can easily communicate and ask questions during the inspection of your new property.

We also have people at our office who speak English very well, so feel free to call us when you have any questions according to structural problems with any kind of property.

Our clients are encouraged to join the inspector during the inspection. It enables you to ask questions about the property and try to discover whether a crack in the wall is nostalgia or a serious structural defect.

Do you only work in Amsterdam?
We work nationwide and have inspections done at the following cities : Amsterdam; The Hague; Rotterdam; Utrecht.
Old electrics
It was customary to have cotton casings around the electric wires. This situation creates a fire hazard. A faulty connection can also lead to a fire hazard. An inspector also tests sample sockets and the meter cupboard.
Plumbing defects
It’s a common problem with old houses, since there’s a expiration date for pipes. The older the building is, the higher risk that the network is faulty, leaky and smelly. This can lead to damp, burst, structural problems, less water pressure and rat infestation. Be specially observant when visiting an old apartment building, since even if you spend the money to repair it, there’s a chance that the whole place has an old network and the quality of your water may suffer from it. Avoid buying a money pit.
Is this construction report NHG-proof?
This inspection is also approved for mortgages with NHG. All lenders in the Netherlands accept this report.

What can you expect of our home inspection and inspection report?

Our home inspection is a limited, non-invasive examination of the condition of a home. Our home inspections are conducted by an inspector. This inspector has the training and certifications to perform this kind of inspections. Our inspectors prepare and deliver you a complete and extensive report of their findings. You can use this knowledge to make the right decisions about your real estate purchase.

Don’t buy a pig in a poke and invest in a technical inspection

The inspection will include the evaluation of the visible and accessible elements of the home including:

  • Foundation, crawlspace and the condition of floors;
  • Sewer, ventilation, plumbing;
  • Floors, walls, maintenance, masonry and constructional elements;
  • Moisture measurement;
  • Roof, tiles, gutters, zinc and chimney;
  • Roofing and Roof construction;
  • Facade, cousins, windows, glass, doors, etc;
  • Visual review of the central heating system and its components;
  • Visual review electrical system and its components;
  • Visual review maintenance kitchen;
  • Visual review sanitary;
  • Lead water pipes.

Video home inspection report

You will get your home inspection report within 48 hours

During the inspection we can give you an impression of the condition of the property. The official report of the inspection will be ready within 48 hours after the inspection. We will send the offical report by e-mail and by post.

A home inspection is a visual and non-destructive inspection. If we find asbestos during the inspection, we will mention this in the report. Looking for the presence of asbestos is not an officially part of the technical inspection.

The home inspection cost € 420 including VAT. We offer an official certified asbestos inspection at the same time as the home inspection for an extra cost of € 59,00 including VAT.

Any questions? Feel free to contact us.

Mortgage advice for expats
Mortgage advice for expats.
Real estate buying service
We work with fixed affordable rates and we will work with you to your dream house purchase!

Request a home inspection


Mortgage for expats

Interested in buying a house in the Netherlands, in Amsterdam for example? Our financial advisors can help you selecting and closing the best mortgage with lowest interest rates. We also can help you with improving your existing mortgage.

Do you want to learn more about the possibilities for obtaining a mortgage?

Our orientation meeting is free of charge and can be at your place.

hypotheek in Nederland

Meer informatie?

Hypotheek in Nederland afsluiten als u in het buitenland woont

Oost west, thuis best is het gezegde! Woont u in het buitenland en wenst u regelmatig terug te keren naar Nederland? Of bent u permanent van plan om terug te keren? Lees hier hoe u een hypotheek in Nederland afsluit als ‘buitenlander’.

Regelmatig krijgen wij van Nederlandse expats in het buitenland het verzoek om een hypotheek in Nederland te regelen. De ene keer voor een pied-à-terre een andere keer voor een beleggingspand.

U komt binnenkort in Nederland wonen

U bent een tijd in het buitenland geweest en wenst zich opnieuw in Nederland te vestigen. Ter voorbereiding op deze verhuizing wenst u te weten wat uw mogelijkheden zijn. Dan is het goed om te weten wat uw toekomstplannen zijn op het gebied van inkomen. Zo zal een geldverstrekker willen weten wat de bron van inkomen is of gaat worden.

Dat kunt u bijvoorbeeld aantonen met een verklaring van uw werkgever of een arbeidsovereenkomst. Wordt u overgeplaatst dan is het prettig als dat goed en duidelijk wordt beschreven. Vanaf het moment dat u in Nederland woont valt u onder de Nederlandse belastingwetgeving en wordt u opnieuw belastingplichtige.

In sommige situaties valt u onder de reguliere acceptatieregels voor hypotheken. Dan hoeft bij de vaststelling van het toetsinkomen geen rekening te worden gehouden met een brutering van het inkomen.

Woning kopen om te verhuren

Heeft u plannen om een huis of appartement te kopen puur ter belegging, dan zijn er ook mogelijkheden om te investeren middels een hypotheek. Houd er dan wel rekening mee dat de rentetarieven hoger zijn dan van reguliere woninghypotheken. Ook dient u te rekenen op circa 20% tot 30% inbreng aan eigen geld. De woning dient getaxeerd te worden in verhuurde staat. Dat is een ander begrip dan de marktwaarde in onverhuurde staat.

Ook betaalt u in Nederland dan lokale belastingen over de waarde aan de gemeente. Daarnaast kunt u ook inkomstenbelasting verschuldigd zijn in Nederland. Meer informatie over dat onderwerp zal een belastingadviseur u kunnen verstrekken.

Pied-à-terre kopen vanuit het buitenland

Misschien wilt u regelmatig in Nederland verblijven en zoekt u een hypotheek voor een tweede woning. Onder voorwaarden is het mogelijk om deze hypotheek onder te brengen bij meerdere banken. Wat onder andere van belang hierbij is staat hierna opgesomd :

  • U dient te beschikken over de Nederlandse nationaliteit;
  • De woning mag niet verhuurd worden;
  • U woont in het buitenland;
  • De hoofdsom is maximaal 85% van de waarde van de woning;
  • Het inkomen is minimaal € 60.000 bruto per jaar;
  • De looptijd voor een hypotheek voor een pied-à-terre is maximaal 20 jaar.

Algemene zaken woning kopen in Nederland en woonachtig in het buitenland

Indien u een tweede woning of pied-à-terre wenst te kopen dient u voldoende inkomen te hebben. Dat spreekt misschien wel voor zich, alleen we leggen het graag goed uit. Het gaat niet uitsluitend om de woonlasten die tellen voor uw tweede woning in Nederland, maar ook de woonlasten in het buitenland.

Dus huurt u een huis in het buitenland dan tellen deze woonlasten ook mee voor de bepaling van de maximale hypotheek. Betaalt uw werkgever gedeeltelijk de kosten van huisvesting dan mag dit worden verrekend.

Buitenlands inkomen

Sinds de introductie van nieuwe hypotheekregels in 2016 is het een stuk lastiger geworden om buitenlands inkomen mee te nemen. Ook dient rekening te worden gehouden met de situatie dat er geen renteaftrek geldt in het buitenland. Hierdoor kunt u met hetzelfde inkomen in Nederland meer lenen.

Toch kunnen wij u in de meeste gevallen helpen met het verkrijgen van een hypotheek. Dat doen we door middel van het leveren van maatwerk bij het hypotheekadvies.

Buitenlands inkomen in vreemde valuta

Stel dat u in Hong Kong woont en werkt. Dan krijgt u een salarisstrook in Chinese tekens met een afrekening in Hong Kong Dollars. Dan dient er een vertaalslag gemaakt te worden en een bank bereid gevonden om uw aanvraag te accepteren. Dat is een flinke kluif, maar ook in deze situaties hebben we positieve ervaringen.

Buitenlands inkomen in Euro’s

Indien u werkzaam bent voor een buitenlands bedrijf en afgerekend krijgt in Euro’s is toegang tot een hypotheek makkelijker.

Wenst u advies over het kopen van een tweede woning en een hypotheek afsluiten, dan horen we u graag. Een afspraak is zo opgezet. Ook via de telefoon en via advies op afstand.

Reactie binnen 24 uur
Meestal al eerder.
Deskundig en eerlijk advies.
Op basis van vaste prijzen en no cure no pay. Gratis kennismakingsgesprek.
Uw gegevens 100% veilig.
Wij respecteren uw privacy.

 

 

 

 

 

 

home inspection netherlandsMore information?

 

Technical inspection report in English

For expats we can organise a technical inspection report for buying a house in the Netherlands. Also called a home inspection. This report is written in English. Buying a house in Amsterdam, Rotterdam or The Hague? Our inspection company works nationwide and in some parts of Belgium.

Why should I want a building inspection report?

Basically because you’re taking a huge risk if you don’t. An inspection may reveal hidden structural problems that you might not see with the untrained eye.

If you don’t organise a pre-purchase inspection, and you find out later that your property is having a lot of problems, you’ll be responsible to fix those faults. That can result in a large gap in your saving account.

This technical inspection provides you information regarding the technical condition of the house and it’s structures. This assessment will also prevent you from shortcomings and defects.

To give you the service you really need when buying a house, our inspection company has developed an English technical inspection report. In most cases they can also provide an inspector with good knowledge of the English language, so that you can easily communicate and ask questions during the inspection of your new property.

We also have people at our office who speak English very well, so feel free to call us when you have any questions according to structural problems with any kind of property.

Our clients are encouraged to join the inspector during the inspection. It enables you to ask questions about the property and try to discover whether a crack in the wall is nostalgia or a serious structural defect.

Do you work nationwide?
We work nationwide and have inspections done at the following cities : Amsterdam; The Hague; Rotterdam; Utrecht.

Also we work in Belgium. We are active especially around the border areas and in Flanders. Outside of these places you can ask us if there are possibilities.

Old electrics
It was customary to have cotton casings around the electric wires. This situation creates a fire hazard. A faulty connection can also lead to a fire hazard. An inspector also tests sample sockets and the meter cupboard.
Plumbing defects
It’s a common problem with old houses, since there’s a expiration date for pipes. The older the building is, the higher risk that the network is faulty, leaky and smelly. This can lead to damp, burst, structural problems, less water pressure and rat infestation. Be specially observant when visiting an old apartment building, since even if you spend the money to repair it, there’s a chance that the whole place has an old network and the quality of your water may suffer from it. Avoid buying a money pit.
Is this construction report NHG-proof?
This inspection is also approved for mortgages with NHG. All lenders in the Netherlands accept this report.

What can you expect of our technical inspection and inspection report?

Our technical inspection is a limited, non-invasive examination of the condition of a home. Our technical inspections are conducted by an inspector. This inspector has the training and certifications to perform this kind of inspections. Our inspectors prepare and deliver you a complete and extensive report of their findings. You can use this knowledge to make the right decisions about your real estate purchase.

Don’t buy a pig in a poke and invest in a technical inspection

The inspection will include the evaluation of the visible and accessible elements of the home including:

  • Foundation, crawlspace and the condition of floors;
  • Sewer, ventilation, plumbing;
  • Floors, walls, maintenance, masonry and constructional elements;
  • Moisture measurement;
  • Roof, tiles, gutters, zinc and chimney;
  • Roofing and Roof construction;
  • Facade, cousins, windows, glass, doors, etc;
  • Visual review of the central heating system and its components;
  • Visual review electrical system and its components;
  • Visual review maintenance kitchen;
  • Visual review sanitary;
  • Lead water pipes.

Request a home inspection


Video technical inspection report

You will get your report within 48 hours

During the inspection we can give you an impression of the condition of the property. The official report of the inspection will be ready within 48 hours after the inspection. We will send the offical report by e-mail and by post.

A technical inspection is a visual and non-destructive inspection. If we find asbestos during the inspection, we will mention this in the report. Looking for the presence of asbestos is not an officially part of the technical inspection.

The technical inspection cost € 420 including VAT. We offer an official certified asbestos inspection at the same time as the home inspection for an extra cost of € 59,00 including VAT.

Any questions? Feel free to contact us.

Mortgage advice for expats
Mortgage advice for expats.
Real estate buying service
We work with fixed affordable rates and we will work with you to your dream house purchase!

Request a home inspection


Mortgage for expats

Interested in buying a house in the Netherlands, in Amsterdam for example? Our financial advisors can help you selecting and closing the best mortgage with lowest interest rates. We also can help you with improving your existing mortgage.

Do you want to learn more about the possibilities for obtaining a mortgage?

Our orientation meeting is free of charge and can be at your place.


real estate agent buying service
Free consultation?

 

When buying a house in Amsterdam (for example) you can consider to hire a real estate expert. We buy weekly houses and apartments for our clients. Also we work with fixed affordable rates and we will work with you to your dream house purchase!

Buying a home or apartment is not for everyone a daily activity. Someone moves on average once every seven years. Even stronger, move ends invariably in the top 3 of most stressful moments in a lifetime. It can, for example, uncertainty about the structural condition or a good negotiating strategy. Typically a moment where emotion can get the upper hand above the ratio.

Hire a professional Dutch real estate expert

It is a given that there will be not the best result in a stressful emotional situation. Then it is wiser to hire a professional. If you have nerves of steel and knowledge of the Dutch housing market than it is of course possible to itself the purchase to take care of your property. You can then just like us an enthusiastic feel at the time that a purchase continues!

The purpose of the (houses-) buyer is, of course, a pleasant home for the lowest possible purchase price with as much as possible certainty. For example, clearance about “hidden defects”, the right value and legal consequences of the purchase. Many people choose therefore for guidance of a real estate agent of our office. This represents the importance of the buyer; say but a lot extra safety!

Hire our real estate agents to buy a house without ending up with a pig in a poke!

Save money on your purchase and use our buying service

Why would you hire us to buy your house or apartment in the Netherlands? We work on the basis of no cure no pay. This is as simple as it is effective, after all, you only pay for this service if there is a positive performance. No home purchased for any reason then you don’t own us no cost. At a fixed fee from € 1,750 euros including VAT, you can count on the following advantages of our purchase guidance:

  • We work independently of the seller;
  • No emotional attachment with the house;
  • Possibility to have a building inspection for € 420;
  • Guidance from A to Z pay;
  • No cure no pay, no purchase no cost of our real estate service;
  • Expert and experienced;
  • Ability to mortgage advice through 1 point (discount is € 350 if you hire us for both services);
  • Legal check of the property purchase agreement is prepared by us or;
  • We make objection to the WOZ value;
  • We strive for the best outcome of making the best purchase price is made;
  • We work nationwide in the Netherlands. Offices in Amsterdam, The Hague, Hilversum and Breda (Zevenbergen).

Basic package

Enhanced package

Top package

⍟ Quickscan valuation property ⍟ Quickscan valuation property  ⍟ Quickscan valuation property
⍟ Second viewing ⍟ Second viewing ⍟ Second viewing
⍟ Discuss purchase strategy ⍟ Discuss purchase strategy ⍟ Discuss purchase strategy
⍟ Research position seller ⍟ Research position seller ⍟ Research position seller
⍟ Legal check property ⍟ Legal check property ⍟ Legal check property
⍟ Conduct negotiation ⍟ Conduct negotiation ⍟ Conduct negotiation
⍟ Edit contract of sale ⍟ Accompany and arranging building inspection ⍟ Accompany and arranging building inspection
⍟ Final check notary documents ⍟ Edit contract of sale ⍟ Edit contract of sale
⍟ No cure no pay ⍟ Final check notary documents ⍟ Accompany during signing contract of sale
⍟ Accompany during the final inspection ⍟ Final check notary documents
⍟ Accompany at the notary at transfer date ⍟ Accompany during the final inspection
⍟ No cure no pay ⍟ Accompany at the notary at transfer date
⍟ Valuation with NWW validation
⍟ No cure no pay
EUR 1,750 VAT included EUR 2,175 VAT included EUR 2,775 VAT included
payable at transfer date at the notary

Negotiations buying a house

Your start negotiation once the seller has responded to your offer by making a counteroffer. Or when the seller starts a tender where you can put a final offer. This means that many buyers can place their bid at one time. If this occurs the seller will choose the best offer based on terms or the highest bid. Sometimes this isn’t the highest one.

A verbal agreement about buying a house is in the Dutch system not binding. Not for the seller or the buyer. Only a signed purchase agreement is legally binding. As a buyer you have a three working days reflection time. In this periode you may cancel the agreement without any reason or costs. Expect for the costs of the notary if you made an agreement about their services.

Amsterdam housing market particularities

The contract of sale is setup by a notary.

10% deposit buying price

In the regular purchase agreement you agree to put down a deposit of 10% or provide a bank guarantee for the same amount. It depends on the terms in the contract wether the seller will keep the deposit. If the bank won’t provide you a mortgage and you’ve agreed to buy with the condition subject to finance (financieringsvoorbehoud) this clause gives you the possibility to cancel the contract without a penalty.

Home buying service for expats

Buying a house in the Netherlands and especially the Randstad area (Amsterdam, The Hague and Rotterdam) is considered to be a solid financial investment. Knowledge of the local real estate, taxes and mortgage procedures is key to obtain a house in this area.

Our buying service provides you the following advantages :

  • Complete knowledge of Dutch tax laws for expats;
  • Wide network of building inspectors, notarys and appraisers;
  • One contactperson for buying the house and closing the mortgage;
  • We work independent and only receive fees from you.

Closing costs buying a house

More information about the closing costs for buying a house.

Code of conduct for mortgage loans

Lending institutions such as banks and other mortgage providers are bound by a code of conduct in relation to mortgages. In Dutch this code of conduct is known as Gedragscode Hypothecaire Financiering. The current version of the governments Code of Conduct for mortgage loans came into effect in 2011.  The code of conduct applies to mortgages on primary residences only.

Dual estate agent system

In the Netherlands the seller most of the time hires an estate agent who represents the seller. The other estate agent represents the buyer. Good to know; we don’t represent sellers so we always can act independent. We always want to perform to get the best deal possible.

So be aware of the position of the sellers broker. Their involvement is often self-serving and not in your interests. The seller pays the estate agent a commission based on the transaction price and sometimes added with a bonus.

The real estate agent isn’t paid if you cancel the contract. Be aware of this situation. It’s in their (seller and estate agent) to minimise your chance to withdraw the sale based on a finance condition.

Interested in our services? Fill out the form below and we contact you as soon as possible.

Response within 24 hours.
Often sooner.
We work nationwide
Visit at home free of charge.
All your information is 100% safe and secure.
We care about your privacy.

For having an indication of your future mortgage payments please contact us.


Actual interest rates (September, 25th 2018)