When buying a house in Amsterdam (for example) you can consider to hire a real estate expert. We buy weekly houses and apartments for our clients. Also we work with fixed affordable rates and we will work with you to your dream house purchase!
Buying a home or apartment is not for everyone a daily activity. Someone moves on average once every seven years. Even stronger, move ends invariably in the top 3 of most stressful moments in a lifetime. It can, for example, uncertainty about the structural condition or a good negotiating strategy. Typically a moment where emotion can get the upper hand above the ratio.
Hire a professional Dutch real estate expert
It is a given that there will be not the best result in a stressful emotional situation. Then it is wiser to hire a professional. If you have nerves of steel and knowledge of the Dutch housing market than it is of course possible to itself the purchase to take care of your property. You can then just like us an enthusiastic feel at the time that a purchase continues!
The purpose of the (houses-) buyer is, of course, a pleasant home for the lowest possible purchase price with as much as possible certainty. For example, clearance about “hidden defects”, the right value and legal consequences of the purchase. Many people choose therefore for guidance of a real estate agent of our office. This represents the importance of the buyer; say but a lot extra safety!
Hire our real estate agents to buy a house without ending up with a pig in a poke!
Save money on your purchase and use our buying service
Why would you hire us to buy your house or apartment in the Netherlands? We work on the basis of no cure no pay. This is as simple as it is effective, after all, you only pay for this service if there is a positive performance. No home purchased for any reason then you don’t own us no cost. At a fixed fee from € 1,750 euros including VAT, you can count on the following advantages of our purchase guidance:
- We work independently of the seller;
- No emotional attachment with the house;
- Possibility to have a building inspection for € 420;
- Guidance from A to Z pay;
- No cure no pay, no purchase no cost of our real estate service;
- Expert and experienced;
- Ability to mortgage advice through 1 point (discount is € 350 if you hire us for both services);
- Legal check of the property purchase agreement is prepared by us or;
- We make objection to the WOZ value;
- We strive for the best outcome of making the best purchase price is made;
- We work nationwide in the Netherlands. Offices in Amsterdam, The Hague, Hilversum and Breda (Zevenbergen).
|⍟ Quickscan valuation property||⍟ Quickscan valuation property||⍟ Quickscan valuation property|
|⍟ Second viewing||⍟ Second viewing||⍟ Second viewing|
|⍟ Discuss purchase strategy||⍟ Discuss purchase strategy||⍟ Discuss purchase strategy|
|⍟ Research position seller||⍟ Research position seller||⍟ Research position seller|
|⍟ Legal check property||⍟ Legal check property||⍟ Legal check property|
|⍟ Conduct negotiation||⍟ Conduct negotiation||⍟ Conduct negotiation|
|⍟ Edit contract of sale||⍟ Accompany and arranging building inspection||⍟ Accompany and arranging building inspection|
|⍟ Final check notary documents||⍟ Edit contract of sale||⍟ Edit contract of sale|
|⍟ No cure no pay||⍟ Final check notary documents||⍟ Accompany during signing contract of sale|
|⍟ Accompany during the final inspection||⍟ Final check notary documents|
|⍟ Accompany at the notary at transfer date||⍟ Accompany during the final inspection|
|⍟ No cure no pay||⍟ Accompany at the notary at transfer date|
|⍟ Valuation with NWW validation|
|⍟ No cure no pay|
|EUR 1,750 VAT included||EUR 2,175 VAT included||EUR 2,775 VAT included|
|payable at transfer date at the notary|
Negotiations buying a house
Your start negotiation once the seller has responded to your offer by making a counteroffer. Or when the seller starts a tender where you can put a final offer. This means that many buyers can place their bid at one time. If this occurs the seller will choose the best offer based on terms or the highest bid. Sometimes this isn’t the highest one.
A verbal agreement about buying a house is in the Dutch system not binding. Not for the seller or the buyer. Only a signed purchase agreement is legally binding. As a buyer you have a three working days reflection time. In this periode you may cancel the agreement without any reason or costs. Expect for the costs of the notary if you made an agreement about their services.
Amsterdam housing market particularities
The contract of sale is setup by a notary.
10% deposit buying price
In the regular purchase agreement you agree to put down a deposit of 10% or provide a bank guarantee for the same amount. It depends on the terms in the contract wether the seller will keep the deposit. If the bank won’t provide you a mortgage and you’ve agreed to buy with the condition subject to finance (financieringsvoorbehoud) this clause gives you the possibility to cancel the contract without a penalty.
Home buying service for expats
Buying a house in the Netherlands and especially the Randstad area (Amsterdam, The Hague and Rotterdam) is considered to be a solid financial investment. Knowledge of the local real estate, taxes and mortgage procedures is key to obtain a house in this area.
Our buying service provides you the following advantages :
- Complete knowledge of Dutch tax laws for expats;
- Wide network of building inspectors, notarys and appraisers;
- One contactperson for buying the house and closing the mortgage;
- We work independent and only receive fees from you.
Closing costs buying a house
More information about the closing costs for buying a house.
Code of conduct for mortgage loans
Lending institutions such as banks and other mortgage providers are bound by a code of conduct in relation to mortgages. In Dutch this code of conduct is known as Gedragscode Hypothecaire Financiering. The current version of the governments Code of Conduct for mortgage loans came into effect in 2011. The code of conduct applies to mortgages on primary residences only.
Dual estate agent system
In the Netherlands the seller most of the time hires an estate agent who represents the seller. The other estate agent represents the buyer. Good to know; we don’t represent sellers so we always can act independent. We always want to perform to get the best deal possible.
So be aware of the position of the sellers broker. Their involvement is often self-serving and not in your interests. The seller pays the estate agent a commission based on the transaction price and sometimes added with a bonus.
The real estate agent isn’t paid if you cancel the contract. Be aware of this situation. It’s in their (seller and estate agent) to minimise your chance to withdraw the sale based on a finance condition.
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For having an indication of your future mortgage payments please contact us.
Actual interest rates (September, 25th 2018)